Spectre Financial Logo
Spectre Financial Logo
Spectre Financial Logo

We're not like other advisors.

We do things differently

Other advisors

  • Push RRSP's, Term Insurance policies,
  • Pick and choose clients based off initial investment amounts and income level
  • Sell policies

Our Team

  • Ask relevant questions to direct you towards the best services and policy options that best fit your lifestyle, and your goals and showing you ways to avoid paying additional taxes.
  • We take on all new clients, regardless of their financial state or initial investment ability
  • Build futures
12%
Metric description
87%
Metric description
$5000
Metric description
87%
Metric description

Do you feel you pay too much towards taxes and debt?

Here at Spectre Financial, our main goal is to improve the lives of each and every one of our clients through an honest and effective financial planning process - and it's not a 'one size fits all' kind of approach.

We create a custom plan, based on your lifestyle and situation, and ensure that you are on the best road possible to financial freedom - both now, and in your future.

Our goal is to help you live the best life your finances will allow by helping you pay less taxes, and shrink your debt in order to achieve financial freedom.

Use insurance to help grow your wealth

It doesn't have to be confusing, or a waste of money. We offer permanent solutions that actually grow your money, and help add to your asset pool - instead of paying into something for a "just in case" scenario.

Get a free quote today in under 1 minute and get advice on the best options for you.

Get a Quote

Financial Freedom at any age

Here at Spectre Financial, we give our clients the ability to house their insurance and investments all under one roof. This allows for simplicity and alignment for a full financial plan. We want to make sure every piece of your financial plan compliments each other so we can achieve your financial goals.

Get in Touch
Sean Penhale, President at Spectre Financial

mEET THE PRESIDENT

"Growing up in Rural Alberta, I was fortunate enough to come from a family that had open discussions around money. Like any hard-working Canadian family, we had our struggles, sometimes there was more month than money. After my own mistakes after college I took it upon myself to learn about the world of finance and how it worked.  I was in awe of the difference a properly structured financial plan could do for a family. Freeing up dollars, that were going to taxes or debt, and instead saving them was a huge deal for some of my first clients. I fell in love with the ability to teach Canadians what was never taught to my family. It has been over 10 years and that passion continues to burn inside me for helping families and business owners understand the options they have in reaching their financial goals. With the launch of Spectre Financial Inc. I am excited to continue to provide the same great service and value to my clients for decades to come."

Sean Penhale

insurance

Insurance is the foundation to all financial plans; personally and corporately. Any need you have, Spectre Financial is here to help. 

Life Insurance 
Health insurance
Estate Planning
Critical Illness
Group Benefits
Buy/Sell Agreements
                                             

investment

Investments are the fruits of our labor. Whether you are looking for retirement income, steady growth or aggressive investing, Spectre Financial is here to help.

RRSP's
Pensions
TFSA's
Non-Registered
Permanent tax shelters


TESTIMONIALS

As a couple who was often hesitant and unsure of financial advice, we definitely felt Sean guided us and gave us details that made us extremely comfortable and optimistic for our new financial strategy.

Nicole & Tony Silva

Invest in yourself today for a brighter financial tomorrow.

What are you waiting for?

Book a consultation to start managing your wealth and insurance for the future, now.

Get in Touch